Who We Help
A joint vision for the future
At Walker Laurent Inc, we understand that planning your financial future as a couple needs to accommodate both your individual and joint financial goals. Whether you have children or not, are married, cohabiting, or are a same-sex couple, being part of a shared vision of the future requires a different perspective than that of a single person.
Individual or Separate Accounts
Choosing to separately or jointly title your assets and generally manage your finances involves crucial relationship decisions. At the end of the day, there’s no one right answer, and the decision depends on you, your financial situation, and your relationship.
Walker Laurent Inc will offer advice from a financial perspective to protect and grow your assets, but ultimately, it will be a discussion that is based on more than simple financial considerations and will need to support your relationship. The importance of open and honest communication between both partners about finances cannot be overstated, as fighting over money is the second most common reason for relationship failures ending in divorce.
Irrespective of whose name the assets are held in, it’s essential to look carefully at jointly made financial decisions on several levels. These will vary from couple to couple but commonly include issues such as who pays the mortgage or housing costs, how other home running costs are to be split, who contributes to savings, pays for groceries, and so on.
We integrate all of these factors and more into an all-encompassing plan that presents clear and practical recommendations. A commonly agreed plan inspires confidence about your present financial situation as well as longer-term objectives such as retirement. It also assesses if you can maintain your present lifestyle and makes sure that the decisions you make support your objectives on an individual, joint, and wider family basis.
Protection for you both
There are a variety of actions required to protect yourself and your life partner. These become more involved as your wealth grows. We proactively counsel on the following matters:
|Planning for retirement|
|Life, Disability and Long-Term Care Insurance|
|Legacy and estate planning|
All of our advisors are required to act as your fiduciary, putting your best interests at the forefront of every decision.